Carnegie believed that the problem with his age was the administration of wealth in society at the time. He believed that wealth at one point was more evenly distributed long ago. He points to the cause of this to the evolution of civilization. He says that this is not necessarily a bad thing, as this fills some homes with "the refinements of civilization" such as art, literature, and written music. Carnegie thinks that with money comes civilization, and that without some uneven distribution of wealth that all of civilization would be swept away. He believes though that money should not sit in a bank though and should be spread around the community for the betterment of the community. He thinks that a few men holding power is a good thing and that it is the duty of the wealthy "to provide moderately for the legitimate wants of those dependent upon him".
